Payday Loans Cebu

We know that things happen in life and sometimes you need extra money for unexpected expenses. If you need the car or computer repaired, emergency dental work or last-minute tuition fees, what do you do? Borrow from family? That can be complicated. Apply for a line of credit? But that can take too long. You need a solution now. A post-dated check? That can be tricky. How about a cleaner, faster, easier solution than any of those options? Our payday loans can do the trick. Check out our cash advance or more flexible payment plan. Either is an affordable solution, that’s quick and easy, when the unexpected expenses arise.

Plus, we use the industry’s state-of-the-art encryption technology to ensure that your personal application information is rock solid safe. Also, the application is as simple as can be. The days of standing in line at some storefront location, with all your documents piled in your lap, waiting for your number to be called, are over at Mega Cash Bucks Loans. Ours is a completely streamlined, easy to use, secure, online process. The whole thing can be done from the comfort of your couch, all in one day. Once approved, and you sign the electronic contract, your funds are just 5 minutes away from being in your bank account.

So, if you’re looking for a short-term loan, with a trusted, direct lender, Mega Cash Bucks Loans is the company for you. Our Code of Conduct is drawn from industry best practices, ensuring a transparent and responsible lending process wherever you are, in Cebu.

We appreciate the encouraging response to our innovative loan business model from our clients in Cebu. Look forward to more great short-term loan opportunities as we work to make your financial life easier and happier.


Age Limit: 21 to 50 years old
Loan Amount: ₱3,000 to ₱30,000
Loan Term: Weekly (due date every 7 days), Bi-weekly (due date every 14 days), and Monthly (due date every 28 days),
Processing Fee: 10% of the principal loan amount
Interest Rate: 0.0571 % per day (APR: 20.8415%).

Shown below is an example of calculation:

If the loan is Php 5,000 and the client chose the term of 1 bi-weekly (payment due date is every 14 days), the interest per day is 0.0571%, with the APR being 20.8415%. The company lends money to its borrowers based on the agreed and signed loan contract valid till December 31 2020. The customer can receive a loan for an unlimited period called reloan provided that payments are submitted every two weeks or as agreed in the loan contract. The financial liability of the Credit User in case of failing to meet an obligation towards the financial partner has been made clear during the verification call as stated in the loan contract.


Now you can apply for the best, guaranteed payday loans from the comfort of your own couch! Our Advanced Assessment Tools mean a fast Cash Loan for you.

We are Safe and Secure!

Your Privacy, Confidentiality and Financial Security are Guaranteed, and we are compliant with all Regulations.

We have Expert Support!

Our great Staff are always there, 24/7 to ensure your loan questions are answered and your installment loan is OK'd as fast as possible.