The process is super quick and easy. Just complete our online payday loan application with Mega Cash Bucks by clicking: We will let you know within seconds if your application has been pre-approved. If approved, we will get your online payday loan to you promptly!

Mega Cash Bucks is committed to making sure you get your loan as quickly as possible. We fund payday loans by bank transfer and direct deposit. The biggest time factors involved are your financial institution and the time of your application.

To get a payday loan with Mega Cash Bucks, you will need to:

Have your own, valid email account
Provide us with your home or cell phone number
Be a resident 19 years old or older
Have an open bank account
Get paid by direct deposit
Have at least a monthly net income of $800

(A lot of sources of income, can be counted toward this total. Include such income sources in the Employment Details of your application and you're ready to go.)

You must have at least a monthly net income of $800 to get a Mega Cash Bucks payday loan.
A lot of sources of income, can be counted toward this total.
Include such income sources in the Employment Details of your application and you're ready to go.

Absolutely. All we need is a current address, details of your income, plus a guarantee to repay your payday loan, in order to consider your application.

We look at banking, personal, and employment information when we’re reviewing online applications for payday loans. But your information is kept strictly confidential, as outlined in our Privacy Policy.

We may perform a credit check as one component of our automated decision making process. But Mega Cash Bucks advanced algorithmic analysis looks at many factors when judging a loan candidate’s credit-worthiness. So to have the best chance of being accepted for a loan, make sure the information you provide on your online application is accurate.

Bad Credit will not necessarily disqualify you. Your Credit is one of the many factors our automated system considers when looking at your application, along with income, payment history and other factors. So don’t let bad credit stop you from applying for a loan you need.

No. You don’t need to explain your reasons for applying for a loan, or tell us how you plan to use the money. As long as you are able to pay your loan back responsibly, we are here to help you through any cash flow gaps.

All our fees and interest charges are listed on our website and on your application form, as well as on the loan agreement. So there are no surprises. If you miss a payment, interest will continue to accumulate on the outstanding balance of your loan until paid in full.

Repayment will be due on your next scheduled pay date, unless your next pay date occurs in the next two days; in that case, repayment is extended to your following pay date.

Our policy requires the borrower to repay any existing loans in full before applying for another. But once that’s paid off, you can apply again. Our priority is to support you to borrow responsibly. So the service we offer our customers provides critical assistance at important times, rather than being a fixture of your long term planning.

Mega Cash Bucks will withdraw payment(s) automatically and directly from your bank account on the agreed date(s).

If you don’t repay your loan within the agreed term, you will be contacted to arrange payment, and additional fees may apply, as described in your Mega Cash Bucks Loan Agreement. Your account will be handled by our professional collections team to help you manage repayment and we do our best to help you figure out a solution.

Yes, because a loan cannot be deposited at your bank unless it is open for business.

We want your Mega Cash Bucks experience to be great! If you’re not happy with our service, please let us know by filling out a feedback form. And if that doesn’t fix the issue, you can submit a formal complaint via "help@megacashbucks.com". We are continually working to make our service better, and we want your feedback!.

We used to have brick and mortar stores, but we realized most people do their business online these days. So focusing on online loans helps us give you the fastest and most efficient service, with greater privacy.

It’s super easy! Just click and follow the application steps. If you’re approved, you could receive a loan in as little as an hour.

New customers will receive a portion of the total available based on the state they live in.

Depending on the state, you can borrow up to $1,500!
Log into your Mega Cash Bucks account and submit an application to see what you qualify for.

No need to leave home! Everything is collected and processed online. We don’t do loans at our physical locations anymore, so just complete your application here: