Saskatchwan’s Best Payday Loan Option

What loan amount would you like?


Want to know how many repayments?

1 to 3 repayments
Paid weekly
1 to 3 repayments
Paid bi-weekly or twice a month
1 to 2 repayments
Paid monthly
The system will automatically provide the number of repayments based on your pay frequency (range between 42 to 62 days).
In Manitoba, only a single repayment option is available. A loan taken out with us in Manitoba must be fully repaid at the next pay date.

Tell us what province you live in.



Personal Loan Canada Solution

Things happen in life and sometimes you need extra money for unexpected expenses. What do you do? Borrow from family? That can be complicated. Apply for a line of credit? But that can take too long. You need a solution now. A post-dated check? That can be tricky. How about a cleaner, faster, easier solution than any of those options? All across Saskatchewan we offer loan solutions that meet your sudden financial difficulties. Whether you’re in Regina, Prince Albert, or anywhere else in the province.

The days of standing in line at some storefront location, with all your documents piled in your lap, waiting for your number to be called, are over at PayDay. Ours is a completely streamlined, easy to use, secure, online process. Wherever you live in the province, the solution to your sudden, expected financial challenges are right here at hand. The whole thing can be done on the comfort of your couch, all in one day.

If that wasn’t great enough, we offer even more bonuses. What if you have a bad credit rating? Don’t let that worry you. We know past experience is not indicative of your ability to repay a loan today. We have the solutions that can solve your unexpected expense, even if your credit score isn’t what you’d like it to be, today. We make your short-term loan process as convenient and painless as imaginable.

Some other Saskatchewan cities where we provide loans are 

in Saskatoon, Regina. Moose Jaw.


This is the new Payday Loan option you’ve been waiting for

Apply immediately
Apply Online

Getting a loan has never been easier – or faster. We’ll need some personal background info, then just choose your loan amount and repayment plan. Then you’re good to go.

Know immediately
Know immediately

There’s no fuss in the process. You’ll be immediately informed if you qualify. All that is left is to sign your electronic contract.

Receive money
Get Fund

Any time, day or night, your loan will be e-transferred to you in just 5 minutes!

Maximum total cost of borrowing $300 is $345, without any minimum repayment period.
PayDay logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans      
Offers cashback program for more savings      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
Get a loan now

What makes us special?

The hassle-free loan option


It takes only minutes to apply through our secure online system and no need to provide documents! Once approved, regardless of the time or day, all you have to do is sign your electronic contract and your funds will be e-transferred to your bank account in 5 minutes.


No paperwork headaches to make your life miserable. Turn off the fax machine and get comfortable on the couch. This process is as convenient as it gets.


You’ll know instantly when you’re approved for your loan and what repayment schedule of 1, 2 or 3 installments best suits your needs.


Need a few extra days? No problem. We’ll add 5 extra days before starting your repayment. That’s 5 extra days to pay us back with no extra fee to you.


Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.


Your interest fee is unchanged, whether it’s better for you to pay in 1, 2 or 3 equal repayments.

No Credit Check | High Approvals

Get Up To $1500 From a Safe Trusted Licensed Lender. Easy Application. Multiple repayments, FAST e-Transfer.


Assessing Eligibility

Here’s what we’ll need for you to be eligible to borrow:

  • 19 years old, minimum
  • Canadian citizen,Resident of one of the following provinces: Alberta, British Columbia, Manitoba, New Brunswick, Nova Scotia, Ontario or Saskatchewan.
  • At least 3 months working for the same employer.
  • $800 minimum net monthly income.
  • Canadian bank account – must have been open for a minimum of 3 months.
  • Valid and current mobile phone, email address and home address.
  • No past record of filing for bankruptcy nor intention of doing so in the future.

No Surprise Fees

Our interest fees are transparent and straightforward. They’re a calculated percentage of the amount borrowed. The percentage is regulated by each province’s payday loan legislation. They range from $15 to $23.

Province Interest Fees & Transparency Late fee
Alberta $15 per $100 $25
British-Columbia $15 per $100 $20
Manitoba $17 per $100 $20
New Brunswick $15 per $100 $20
Nova-Scotia $22 per $100 $40
Ontario $15 per $100 $48
Saskatchewan $23 per $100 $50

When you take a cash advance loan or Flexpay loan with PayDay, you are always in complete control of how much money you will owe and there are no surprises nor hidden fees. Before signing your loan agreement, we will give you a breakdown of all the costs involved in your loan so you will be able to make an informed decision.

Your Money, When You Need It

We’re dedicated to the most hassle-free loan experience possible. Any day of the year, any time of the day, our e-transfer system is ready to send you your funds. Soon as your loan agreement is signed, your money is just 5 minutes away from being in your bank account. Your money, when you need it: that’s our promise.

Loan Management

Want to make early repayments?

Absolutely. In fact, if you can manage it, it’s a great idea. Here are some of the benefits:

  • No extra fees! Plus…
  • Your trust rating in our system increases

Thinking of increasing your debt with an outstanding loan?

We only allow one loan at a time. This is the responsible choice for both us and you. That’s why we’re so dedicated to helping you make the smart and informed decision about your loan amount and repayment plan.

Loan Repayment

How is my repayment handled?

We make repayment as quick, easy and painless as receiving your loan was. On the contractually stipulated due date, your bank account is automatically debited the outstanding fee. Please be sure to avoid any additional fees by ensuring there’s sufficient funds in your account that day to cover the repayment.

Repayment Plans

For your convenience, two repayment plans are available:

  • Cash advance: make a repayment between 7-62 days after you are approved
  • Flexpay: make 2 or 3 repayments between 7-62 days after you are approved

Repeat Borrowing

Trust Rating System

With your first loan, you are eligible to borrow as much as $750. Repayment that is consistent with the loan’s terms and conditions, including being on time, increases your rating in our trust system. Repeated good dealings will eventually give you access to loans up to $1,500.

Once you’ve borrowed and repaid one loan with us, subsequent ones are even easier. This is because you’ve gained trust and we have all your relevant info in our system. Payday loans though are short-term loans and not intended for frequent use.

Your financial well-being is important to us. Not only is this why we’re happy to help out with these short-term loans, but it also requires us to be sure we’re taking a responsible lending decision each time we make a loan. So, if your circumstances change, we can’t guarantee the exact same terms for repeat borrowing.

Late Fees

Each province has its own fees for NSF. These are listed below. We strongly encourage you to avoid such fees by ensuring there are sufficient funds in your bank account to cover the pre-authorized debits on the stipulated due dates.

Province NSF
Alberta $25
British-Columbia $20
Manitoba $20
New Brunswick $20
Nova-Scotia $40
Ontario $48
Saskatchewan $50


Our transparent lending practices allow you to be fully informed of all charges and due dates. We want you to be fully aware of your responsibilities. The amount you owe will always be based upon repayment of the loan and any relevant interest charges. No additional fees will be added.

Interest charges, though, do include surplus fees when a client fails to meet the conditions of their repayment agreement. Failure to meet the conditions of the repayment agreement not only increases fees owned to PayDay, but may also result in a charge from your bank. As of any failure to meet repayment requirements, collection charges apply and will be added to your outstanding balance. Such charges will be continually added until the entire balance has been repaid.

In the event of such failure to meet the repayment agreement, our collection team professionals take over management of the file. They will make every effort to work with you on a revised repayment arrangement. However, failure to resolve the situation will require resort to an external collection agency.

There can be serious consequences for the having your file taken over by an external collection agency. Further fees may result. Your credit rating could be negatively impacted for years to come. Fraud protection agencies may be employed to track your location and ensure full recovery of all outstanding debt and fees. To avoid such outcomes, we strongly urge our clients to ensure they meet their repayment commitments.

PayDay is in the business of helping people out of difficult situations. We understand how things can go unexpectedly bad. It’s of the greatest importance that if something sudden interferes with your ability to meet the terms and conditions of your repayment agreement that you contact us at the very soonest possible moment. This will allow us to work with you to find the least costly solution. Taking out a loan brings you into a legal obligation. So, please, seriously consider whether it is the right choice for you. If you’re unsure of your ability to meet your repayment obligations, an alternate remedy to your financial difficulties will be a better option.