FAST LOANS CANADA THE BETTER BORROWING OPTION

Canada’s most accessible loans

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Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Alberta

Forget the traditional payday loan


We’ve got the better option


Everyone’s had occasion to take out a loan. So, we all know that often some assistance and guidance can be important to getting things back on the rails financially. Mega Cash Bucks has just what the doctor ordered: loans, customized to your needs, ready to go, when you need them.


Same Day Cash Loans


Whether it's a car repair, doctors' bills, ODSP Payday Loans, or tuition fees, everyone needs a little help from time to time. A quick cash loan from Mega Cash Bucks gives you easy access to the funds you need.

We want to make online loans as hassle-free as possible. Check out our Education Center to get all the details you need, from budgeting tips to financial term definitions.

To learn more about how we differenciate ourselves from other lenders, go see our comparison chart.

WHAT'S THE BEST LOAN FOR YOU?

Forget those line-ups down at the brick-and-mortar joint. You can apply for this loan from the comfort of your couch. Our advanced assessment tools instantly determine your eligibility.
The hassle-free loan option.

Safe & Secure

Completely confidential and secure, guaranteed! We use the same high security standards like the banks.

Expert Support

Our support staff. Always ready and available to answer any questions that you may have to ensure you get the loan you need.

No Hidden Fees

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.

Flexibility

Your interest fee is unchanged, whether it’s better for you to pay in 1, 2 or 3 equal repayments.

Transparent

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.

Fast

You’ll know instantly when you’re approved for your loan and what repayment schedule of 1, 2 or 3 installments best suits your needs.

Interest fees & transparency

Managing your loan
Interest fees & transparency

Interest Fees and Transparency

The cost of borrowing is calculated as a percentage of the amount borrowed and range between $15 to $23 according to the Payday loan legislation of each province:

Province Interest Fees & Transparency Late fee
Alberta $15 per $100 $25
British-Columbia $15 per $100 $20
Manitoba $17 per $100 $20
New Brunswick $15 per $100 $20
Nova-Scotia $22 per $100 $40
Ontario $15 per $100 $48

When you take a cash advance loan with Mega Cash Bucks, you are always in complete control of how much money you will owe and there are no surprises nor hidden fees. Before signing your loan agreement, we will give you a breakdown of all the costs involved in your loan so you will be able to make an informed decision.

Annual Percentage Rate (APR) is calculated on amount borrowed and the days needed.

We follow the strict guidelines and lending procedures set out by each province.

By Law we clearly show the APR to our customers so they can make an informed decision.

Getting your money
Repaying your loan
Repeat Borrowing
Late Fees

Maximum repayment period 62 Days. Minimum repayment period 61 days.

Maximum charges permitted in British Columbia for payday loan: 15% of the principal.
We charge: 15% of the principal. For a $300 loan for 14 days:
Total cost for borrowing = $45 Annual Percentage rate = 391.07%

Our eligibly requirements are basic.

Mega Cash Bucks The hassle-free loan option.

Required

  • Are a Canadian citizen or Perminate Resident.
  • Live in a province where we do business.
  • Are 19 years of age or more.
  • Received the same income source for at least 3 months.
  • Have at least a monthly net income of $800.
  • Are in possession of a Canadian bank account for the last 3 months from which you can do online banking.
  • Have valid email and home address, and a mobile phone.

Can I be approved quickly?

Once you’ve filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly.

Most of our customers have their money in the bank the same day. Once you’re approved and you sign your electronic agreement, our e-transfer system has the funds in your bank in 5 minutes.


Is there a borrowing limit?

Currently we offer loans between $100 and $1,500. These come with flexible repayment options. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.

How Much Income do I Need?

Our minimum monthly requirement is an income of $800. A lot of sources, which you might not expect, though, can be counted toward this total. That includes child tax credits, ODSP benefits and pensions, among others. Include such income sources in the Employment Details of your application and we’re ready to go.

How about repayment?

We make repayment as easy as a dream. Once repayment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the repayment. Other than that, there’s nothing for you to worry about.

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple repayments, FAST e-Transfer.

We do things differently

Mega Cash Bucks is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.

Bad credit isn’t a deal breaker

If you’re worried about having bad credit, don’t let that stop you. It’s not the only criteria. We’re much more interested in your ability to make your repayments.


Don’t worry about documents

It’s an easy, real-time, streamlined process. We’ve already got the necessary evaluation tools. We don’t need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There’s no stressful waiting for an answer. Every application is reviewed and answered in just minutes.


Transparent costs

We want you to make the best informed judgment for your situation. All our fees are fully transparent and explained. Plus, we’ll answer your questions and provide you the financial planning tools that you need to make the smart choice.

Cash Advance Disclosures
To qualify for a payday loan (cash advance), minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Online payday loans (cash advance) to residents of Alberta, British Columbia, Nova Scotia, Ontario, Saskatchewan and Manitoba.

Alberta residents: The APR on a $300 loan for 42 days is 201.84% for a borrower who is paid weekly on a rate of $15.00 per $100 borrowed. British Columbia residents: The APR on a $300.00 loan for 14 days in BC is 391.07% at the rate of $15.00 per $100 borrowed. Manitoba residents: The APR on a $300.00 loan for 12 days is 517.08% on a rate of $17.00 per $100.00 borrowed. Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% on a rate of $17.00 per $100.00 borrowed. Ontario residents: The cost of borrowing at Mega Cash Bucks is $15.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $75.00, with a total payback amount of $575.00 and an annual percentage rate of 391.07%. The maximum allowable cost of borrowing under payday loan agreements is $15.00 for each $100.00 advanced. Prince Edward Island residents: The cost of borrowing at Mega Cash Bucks is $15.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per each $100.00 advanced. Newfoundland and Labrador residents: The maximum cost of borrowing at Mega Cash Bucks is $21.00 per $100.00 for each $100.00 advanced. On a $300 loan for 14 days, the cost of borrowing is $63.00 with a total payback amount of $363.00.

In Nova Scotia the total cost of borrowing $100.00 for 14 days is $19.00. Payday Loans are High Cost Loans.
Maximum repayment period 62 Days. Minimum repayment period 61 days.

Mega Cash Bucks, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Brittish Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others), in New Brunswick ( Moncton , Saint John , Fredericton and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario ON, Online loans British Colombia BC, Get cash money in Alberta AB, Payday loan Saskatchewan SK.

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