THE INSTANT PAYDAY ADVANCE THAT WORKS

Canada’s most accessible loans

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Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Alberta
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THE PAYDAY ADVANCE THAT WORKS

Just 5 minutes to have as much as $1,500 e-transferred into your bank

Payday advance loans are the solution for the modern world. If you’re talking to lenders who want you to waste your time waiting in line down at their office and digging up your dusty old documents, forget those dinosaurs. Our payday advance loans are fast and easy and totally online. Your loan’s suppose make your life better. We assure that it does.

Another important advantage to taking out your payday advance loan with us is the great flexibility that we offer you. We offer a wide range of loan amounts and repayment times. You also have a choice of repayment installment plans. The whole thing can be complete in less than an hour. And you can do it any time you need the loan: 24 hours a day, 7 days a week.

The quick and easy payday advance loan is the solution to all kinds of unexpected expenses. We aim to give you the financial freedom and flexibility to make the decisions you need to make, for your best quality of life. Remove the stress and get it done fast with Mega Cash Bucks.

Your Fast and Easy Payday Advance

Mega Cash Bucks The hassle-free loan option.

No Document Fatigue

We know other companies require you to document your whole life. No need to worry about that with us. We won’t ask for faxes or letters, nor will we require you to come into our office to sign any documents. It’s all streamlined, online, for your convenience.

Borrow Online and Save

Not only does online borrowing make the whole process faster and easier, you actually save money! How? Because we don’t have all that overhead to run brick and mortar offices, we can pass those savings on to you in great, competitive rates. Taking out your payday advance loan online with us keeps more of that valuable money in your wallet.

Flexible

That’s our touchstone. We know that everyone’s situation is different. Sometimes a little different; sometimes a lot. That’s why we offer a menu of options in loan amounts, loan durations and repayment plans. All to help tailor your loan to your specific needs.

Don’t Feel Defeated by a Credit Score

What we’re interested in is your ability to repay. Just because things went badly for you in the past doesn’t mean you’re not able to repay today. We use our advanced algorithm to take in the whole financial picture of your situation. But of course, we don’t want to contribute to making your situation worse, so our Code of Conduct directs us to never loan you any money we don’t think you’ll be able to repay.

Mega Cash Bucks is a Direct Lender

Only dealing with a direct lender provides you the optimum level of consumer protection for your advance payday loan. Unfortunately, a lot of those offering you short-term loans online are not direct lenders, so you have to be careful. With PayDay you can rest assured, we are licensed to operate under both federal and provincial government regulations ensuring your financial safety.

Interest fees & transparency

Managing your loan
Interest fees & transparency

Interest Fees and Transparency

The cost of borrowing is calculated as a percentage of the amount borrowed and range between $15 to $23 according to the Payday loan legislation of each province:

Province Interest Fees & Transparency Late fee
Alberta $15 per $100 $25
British-Columbia $15 per $100 $20
Manitoba $17 per $100 $20
New Brunswick $15 per $100 $20
Nova-Scotia $22 per $100 $40
Ontario $15 per $100 $48

When you take a cash advance loan with Mega Cash Bucks, you are always in complete control of how much money you will owe and there are no surprises nor hidden fees. Before signing your loan agreement, we will give you a breakdown of all the costs involved in your loan so you will be able to make an informed decision.

Annual Percentage Rate (APR) is calculated on amount borrowed and the days needed.

We follow the strict guidelines and lending procedures set out by each province.

By Law we clearly show the APR to our customers so they can make an informed decision.

Getting your money
Repaying your loan
Repeat Borrowing
Late Fees

Maximum repayment period 62 Days. Minimum repayment period 61 days.

Maximum charges permitted in British Columbia for payday loan: 15% of the principal.
We charge: 15% of the principal. For a $300 loan for 14 days:
Total cost for borrowing = $45 Annual Percentage rate = 391.07%

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple repayments, FAST e-Transfer.

We do things differently

Mega Cash Bucks is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.

Bad credit isn’t a deal breaker

If you’re worried about having bad credit, don’t let that stop you. It’s not the only criteria. We’re much more interested in your ability to make your repayments.


Don’t worry about documents

It’s an easy, real-time, streamlined process. We’ve already got the necessary evaluation tools. We don’t need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There’s no stressful waiting for an answer. Every application is reviewed and answered in just minutes.


Transparent costs

We want you to make the best informed judgment for your situation. All our fees are fully transparent and explained. Plus, we’ll answer your questions and provide you the financial planning tools that you need to make the smart choice.

Cash Advance Disclosures
To qualify for a payday loan (cash advance), minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Online payday loans (cash advance) to residents of Alberta, British Columbia, Nova Scotia, Ontario, Saskatchewan and Manitoba.

Alberta residents: The APR on a $300 loan for 42 days is 201.84% for a borrower who is paid weekly on a rate of $15.00 per $100 borrowed. British Columbia residents: The APR on a $300.00 loan for 14 days in BC is 391.07% at the rate of $15.00 per $100 borrowed. Manitoba residents: The APR on a $300.00 loan for 12 days is 517.08% on a rate of $17.00 per $100.00 borrowed. Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% on a rate of $17.00 per $100.00 borrowed. Ontario residents: The cost of borrowing at Mega Cash Bucks is $15.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $75.00, with a total payback amount of $575.00 and an annual percentage rate of 391.07%. The maximum allowable cost of borrowing under payday loan agreements is $15.00 for each $100.00 advanced. Prince Edward Island residents: The cost of borrowing at Mega Cash Bucks is $15.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per each $100.00 advanced. Newfoundland and Labrador residents: The maximum cost of borrowing at Mega Cash Bucks is $21.00 per $100.00 for each $100.00 advanced. On a $300 loan for 14 days, the cost of borrowing is $63.00 with a total payback amount of $363.00.

In Nova Scotia the total cost of borrowing $100.00 for 14 days is $19.00. Payday Loans are High Cost Loans.
Maximum repayment period 62 Days. Minimum repayment period 61 days.

Mega Cash Bucks, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Brittish Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others), in New Brunswick ( Moncton , Saint John , Fredericton and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario ON, Online loans British Colombia BC, Get cash money in Alberta AB, Payday loan Saskatchewan SK.

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