Safe & Flexible Payday Loans in Brampton

What loan amount would you like?


Want to know how many repayments?

1 to 3 repayments
Paid weekly
1 to 3 repayments
Paid bi-weekly or twice a month
1 to 2 repayments
Paid monthly
The system will automatically provide the number of repayments based on your pay frequency (range between 42 to 62 days).
In Manitoba, only a single repayment option is available. A loan taken out with us in Manitoba must be fully repaid at the next pay date.

Tell us what province you live in.


PayDay is the #1 alternative payday lender for Brampton, Ontario

Title –Payday Loan Alternative in Brampton, Ontario

Get up to $1500. Low Rates. 5 minutes e-transfer

Brampton, Ontario is the ninth-most populous city in Canada. Located in southern Ontario, it is home to nearly 600,000 people. It’s considered part of the greater Toronto area, effectively acting as a suburb of Toronto, at roughly the same distance from the city center as Mississauga. Being one of the southernmost cities in Canada, Brampton enjoys some of the most mild and temperate weather in the country. In days gone by, it was often considered the “Flower Town of Canada,” owing to the large growing industry and greenhouses that the mild climate afforded. While horticulture is less of a part of the economy today, Brampton is still a beautiful and blooming city, full of incredible diversity. It also serves as the Canadian headquarters location for many multi-national corporations. While corporations may not have trouble raising capital, individual citizens often can. When Brampton residents need a short-term loan, more and more of them are turning to PayDay.

We are a leading Canadian online lender, providing convenient access to payday loans for residents of Brampton, the Greater Toronto Area, Ontario, and several other provinces throughout Canada. Unlike traditional payday lenders, we are entirely online. There are no in-person office visits, no faxes, no notarized forms, no travelling, and no hassles.

We offer Brampton residents the ability to borrow up to $1,500 for a short period of time, and repay it either as one lump sum, or in 2 or 3 installments. Whether you call them payday loans, short term loans, or cash advance loans, these products provide consumers with quick and easy access to cash, to use as they see fit. Most people use payday loans to cover bills and unexpected expenses, such as home or vehicle repairs, but it’s really entirely up to you.

Speed and convenience are both major benefits of the PayDay lending process. The whole application can be completed online in 5 to 10 minutes, with approval coming shortly thereafter. Many people can be done with the entire process in 30 to 60 minutes. With the e-transfer funding option, funds are available within 5 minutes of completing the loan agreement. Direct deposit provides funds within around 1 business day in most cases. So, you can have your funds ASAP to get on with your life.

Just because we are an online lender doesn’t mean you have to do everything yourself. There’s a fully-staffed team of Customer Experience Advisors available by phone to answer your questions or deal with any troubles you may have completing the application process. They’re available 7 days a week during normal business hours in Brampton (9 am to 9 pm Monday to Friday, with shorter hours on Saturday and Sunday).

Some people worry about using an online lender, due to information security. This is completely understandable. So, when you take a loan from all of your personal and financial information is encrypted and protected. We take our customers’ privacy and security seriously, and never sell your information to third parties, either.

As a Canadian company, with Canadian values, we believe in ethical and responsible lending which means we don’t loan people more money than they can reasonably afford to repay. At the same time, we strive to provide options to all consumers in need of short-term loans. Unfortunately, many people with bad credit have trouble getting access to loans and credit.

We believe bad credit should not be an impediment to a payday loan. A credit check is done as part of the loan application process, it’s not the only consideration, and we never reject applications solely based on credit scores.

We also believe in transparency, with no hidden fees or surprises. All our terms and rates are clearly spelled out, in plain English, as part of the loan application and agreement process.

Our goal is to provide Canadians, including the residents of Brampton, with the means to improve their financial situation, in an easy, fast, and secure way through our online lending process.

Other cities in Ontario that we service and provide short term loans too

are Toronto, Ottawa, Mississauga, London, Windsor, Hamilton, Niagara Falls.


This is the new Payday Loan option you’ve been waiting for

Apply immediately
Apply Online

Getting a loan has never been easier – or faster. We’ll need some personal background info, then just choose your loan amount and repayment plan. Then you’re good to go.

Know immediately
Know immediately

There’s no fuss in the process. You’ll be immediately informed if you qualify. All that is left is to sign your electronic contract.

Receive money
Get Fund

Any time, day or night, your loan will be e-transferred to you in just 5 minutes!

Maximum total cost of borrowing $300 is $345, without any minimum repayment period.
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Best Payday Lender in Brampton, Ontario

Minimal Eligibility Requirements

At PayDay, we try to keep our eligibility requirements as simple as possible. While we can’t guarantee approval, so long as you meet the below eligibility requirements, we will consider your application for a payday loan. These requirements are:

  • Must be at least 19 years old.
  • Must be a Canadian citizen, living in Alberta, British Columbia, New Brunswick, or Ontario.
    This should be an easy one for residents of Brampton!
  • Must have been receiving the same source of income for the past 3 months.
  • Must have a monthly net income of at least $800.
  • Must have a Canadian bank account that has been open for at least 3 months and have access to online banking services.
  • Must have a valid mobile phone, email address, and home address.

That’s all there is to it! If you meet these requirements, you are free to apply for a short term payday loan via the PayDay online application process and receive an approval decision in no time at all.

Competitive Interest Rates

Because PayDay is an online direct lender, we can keep our overhead expenses fairly low. We don’t maintain branch offices with real estate leases and taxes, for example. These savings allow us to help our customers in the form of lower interest rates. For Brampton residents, and all of Ontario, our rate on payday loans is only $15 per $100 borrowed – among the best in all of Canada.

Flexible Repayment Options

We understand that not everyone can afford to pay back an entire loan amount out of their next paycheck. Living in a suburb of Toronto is not cheap, after all. To that end, PayDay offers flexible repayment options. Choose 1, 2, or 3 installment payments, based on your pay schedule and comfort level. And don’t worry about incurring added costs – you pay the same interest rate no matter which installment plan option you choose.

From Eastview, to Nepean and from Gloucester to Richmond, PayDay is making sure that everyone in the Regional Municipality of Brampton has access to safer, smarter and simpler solutions for all of their financial needs.

PayDay is a Licensed and Certified Direct Lender

One of the things that sets PayDay apart from other online payday lenders in Brampton, Ontario is that we are fully licensed and certified as a direct lender. This means we are authorized and regulated by the Ontario provincial.

In practice, it means we hold ourselves to extremely high standards, to meet or exceed the most stringent lending requirements in each province. This means consumers can rest assured that PayDay is trustworthy, fair, ethical, honest, responsible, and transparent, and lives those values with every loan transaction we manage.

Save Time and Hassle, and Get Funded Fast with PayDay

So, after hearing all of this, what are you waiting for? Getting a payday loan is fast, convenient, and easy. In less than an hour, you can have up to $1,500 in cash, available for whatever your personal needs may be. Whether you need to repair your car or home, replace an appliance, pay unexpected bills, or otherwise need help managing your cash flow, a payday loan can be the perfect choice. And of course, these cash loans aren’t just for necessary expenses – some people like to use them for luxury expenses, too. Maybe you want to grab tickets for the next great performance at the TSO in Toronto? Or want to go and see a Brampton Beast hockey game? We’re not here to judge – it’s your money to use as you see fit.

We value all of our customers. We strive to provide short term loans with high levels of satisfaction and customer service.

No Credit Check | High Approvals

Get Up To $1500 From a Safe Trusted Licensed Lender. Easy Application. Multiple repayments, FAST e-Transfer.