Safe & Flexible Payday Loans in Edmonton

What loan amount would you like?


Want to know how many repayments?

1 to 3 repayments
Paid weekly
1 to 3 repayments
Paid bi-weekly or twice a month
1 to 2 repayments
Paid monthly
The system will automatically provide the number of repayments based on your pay frequency (range between 42 to 62 days).
In Manitoba, only a single repayment option is available. A loan taken out with us in Manitoba must be fully repaid at the next pay date.

Tell us what province you live in.


Pay day is Edmonton’s #1 choice for alternative payday
and cash advance lending solutions!


Your Personal Payday Loan Solution

Pay day is quickly climbing the ranks as Canada’s number 1 alternative payday lender. And Edmonton knows why! Sky-high dental bills, emergency car repair, a veterinary bill that can’t wait until next pay; there are so many reasons why Edmonton residents need access to some quick funds. And when these financial strains arise, the stress levels rise, and it seems like time slips by way too quickly. In these situations, every minute becomes an important one. Which is why Pay day is proud to be able to offer Edmonton, and all of Alberta, fast, real-time solutions for cash advances and payday loans.

Pay day has developed an innovative, online payday loan process that allows Edmonton residents to apply, get approved, and receive their funds, all in the same day. Our application process is completed 100% online, and can be accessed 24 hours a day, 7 days a week. And, with our revolutionary algorithms, most Edmontonians will receive a response to their payday loan or cash advance application within a few short minutes. Pay day has made getting access to emergency funds, quick, painless and convenient!

But being fast is only one part of the equation! Developing the highest quality online product meant that Pay day couldn’t sacrifice safety for speed. We invested in the highest 256-bit encryption technology in order to keep Edmonton residents’ personal information safe and secure. We will also never sell or share your information with any third parties. Pay day is a direct lender which means that what Edmonton sees is what Edmonton gets!

Pay day has also put in place a very thorough Code of Conduct, which governs the employees as well as the business practices. We based our Code of Conduct off of the European model for lending, which focuses on responsible and ethical practices. Our aim is to provide honest, transparent and fair-lending practices to all of Edmonton, Calgary, and all other Alberta regions and cities. We have a team of highly-trained Customer Experience Advisors standing by, during Edmonton business hours, to answer any and all of your questions.

In order to be legally allowed to be a payday lender in Canada, a lender is obliged to be licensed. Pay day is fully licensed in Edmonton and is in full compliance with the Alberta government. Our Alberta payday loan license can be found on our home page for verification.

We also provide loans in others cities

in Calgary, Medicine Hat, Wood Buffalo, Red Deer, Lethbridge.


This is the new Payday Loan option you’ve been waiting for

Apply immediately
Apply Online

Getting a loan has never been easier – or faster. We’ll need some personal background info, then just choose your loan amount and repayment plan. Then you’re good to go.

Know immediately
Know immediately

There’s no fuss in the process. You’ll be immediately informed if you qualify. All that is left is to sign your electronic contract.

Receive money
Get Fund

Any time, day or night, your loan will be e-transferred to you in just 5 minutes!

Maximum total cost of borrowing $300 is $345, without any minimum repayment period.
PayDay logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans      
Offers cashback program for more savings      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
Get a loan now

Here are the top 5 reasons Edmonton is choosing Pay Day for payday loans:

No credit or bad credit

Pay Day understands that everyone makes mistakes. So basing decisions on your past mistakes is a little unfair. So, while we do look into your credit report, our decision is not based solely on that number. Our focus is on getting an entire 360 profile view of our Edmonton clients. The most important factor for us is your ability to repay the payday loan, and not the mistakes of your past.

Safe and secure

Pay Day has invested in the latest 256-bit encryption technology to make sure that your personal information remains safe. We never sell or share your personal information with any third parties. The information you provide is used solely for processing your loan request.

Pay Day is honored to be the top choice for payday loans and cash advances for all of Edmonton. We look forward to providing safe, smart and simple solutions for everyone from Fort Saskatchewan, Leduc, St. Albert, Spruce, and all of the Edmonton Metropolitan Region.

No extra fees

Pay Day has made sure that any and all fees involved in an Edmonton payday loan or cash advance loan are clearly and transparently explained. We use plain, understandable language in all of our documents. This is part of our ethical commitment to our clients. And, if ever there is something that is unclear or you would like to further understand something, our team is available to answer any and all questions, 7 days a week. Pay Day is available for all residents of Edmonton and is fully licensed to operate throughout Alberta.

Instant approval

For 99% of our Edmonton clients, our sophisticated decision-making technology allows for an approval response to be sent out in mere minutes after your payday loan or cash advance application is completed. Once the process is finalized, your funds will be electronically deposited into your bank account same day. No more waiting for answers, waiting for deposits, waiting for telephone calls. Everything is done in real-time to get you back on the road to financial wellness!

We are paperless

Our payday loan and cash advance application process is completed 100% online. We do not require any papers to be faxed, mailed, or signed in person. In essence, Pay Day has cut out the red-tape and made accessing your funds painless and paper-free.

No Credit Check | High Approvals

Get Up To $1500 From a Safe Trusted Licensed Lender. Easy Application. Multiple repayments, FAST e-Transfer.